I’m not the best at naming things, so I can’t answer the first question. But to speak to your second question, I think users hodling STX for a particular app is going to be a central concept for proof-of-hodl login. I could imagine that one day, the authenticator could show users how much STX they are hodling on an app-specific login address, and provide a way to transfer funds to/from that address. If the user isn’t hodling enough STX to log in or to access a specific feature, the app could redirect the user back to the signin page with an error message telling them to move more STX over.
I think Jude’s explanation above is pretty spot on. From a user perspective, there’s a lot of unnecessary steps i.e. App Stacks Address transfer. Is it possible to have a flow where the implementation just check the User Address cause I can’t imagine having to transfer to more than three app addresses If I’m using three apps? If? Tho, I would defer to @patrick and see how he envisions it.